1. Keep secrets

Ever been through situations where its you alone staring at a nice looking dessert or a brand new pair of accessories that costs a quarter of your daily wage – and you decided to make an impulse purchase after telling yourself that “no one else is going to know how much I’ve spent anyways”?

2. Be certain you’re right and ignore those who disagree with you

Sometimes you might be thinking of taking up an item or a package deal that looks sweet, but would be a huge financial commitment for a few months to a couple of years. You stubbornly made a purchase, and that’s after surveying around with friends and family members who disagreed with you.

3. Set aggressive deadlines for others to get buy in – then change them when they aren’t met

Let’s read that as setting aggressive deadlines for yourself to attain a certain lifestyle that is over your means, and spent a large sum of money for a premature experience and then changing the time frame to be able to continue the luxurious standard of living at a much later date.

4. Resist testing your theories

Probably you’ve met up with a wise and prudent friend who had given you some great suggestions that would help you achieve a better lifestyle with a healthy cashflow in your finances. You totally agreed with him and came up with a plan that should help you reach that goal. Unfortunately, the next thing that came into your mind were doubts and illogical fear which made you procrastinate (or resist) starting with the program.

5. Focus more on what other people think and less on whether your idea is as good as it could be

Like number 4, you have already been consciously aware for the need to do a financial cleanup to get back a healthy cashflow. However, the “cool” group of people that you hang out with started sowing seeds of uncertainty into your mind with phrases such as “why work hard only to save” or “be realistic, spend today” – and you are exactly starting to think that they might be right.

6. Assume that a critical mass must embrace your idea for it to work

You are a innovative person who have a business idea that you want to start developing and test out in the market. Then there’s this voice in your head that says “no one’s going to adopt your idea” or fear kicked in after thinking that the market is too saturated for you to enter. In less than a week your passion wore down and you decided to use the money that was supposedly meant as a seed fund on some small tiny purchases until the capital sum is too low for you to pursue the dream anymore.

7. Choose an idea where number 6 is a requirement

This is when you thought of something that you have to do, but knowing that everyone else around isn’t doing so or possibly have some stigma attached to that idea – but it is still rational and sound, only that no one else you know practice that, and hence totally gave up on that thought.

8. Realize that people who don’t instantly get your idea are bull-headed, shortsighted, or even stupid

For example, you know that savings and investments are two very strong ways of getting a higher rate of return and combating against inflation. However, friends around you don’t get it and probably won’t want to do anything to save their future. Please never shrug them off as any of the three mentioned terms in the point above. Well, you could do one thing which is to be a pioneer in your group, and get yourself one step closer to financial liberation and then let them in on the good news.

9. Don’t bother to dramatically increase the quality of your presentation style

There are many reasons that you are looking forward to financial liberation in the near future. Have you tried to convince yourself that this is the time to look towards that direction? Here’s one story that should inspire you to strive and achieve financial liberation.

10. Insist that you’ve got to go straight to the president of the organization to get something done

While in fact, we should be starting from where we are, irregardless our financial position and status. Growth and end results will be bigger than what we can ever expect if we get the beginning right. We might not get to see the end value today, but you will see that when we cultivate the good habits right from the start.

11. Always go for the big win

Do you know anyone who “saves” up a sum of money, only to lose them all in extremely high risk financial instruments such as High Yield Investment Programs (HYIP) or multi-level marketing “schemes”? Let’s not even mention about gambling and spending their hard earned cash on lottery. Going all in is very addictive, and would burn a hole in the pockets. Are you also someone who always go for the big win?